Did you overpay for insurance?

Insurance companies rate commercial insurance policies based on multiply factors.  Many of these factors are subjective and prone to mistakes.  Mistakes seem to always favor the insurance carrier.  We know what to look for to reverse this trend and recoup premium for you.   You do not need to change your agent, and if we are not successful, we do not get paid.  You have nothing to loss.  

Premium Reclamation - Examples

Audits

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Insurance companies make mistakes, and many parts of the audit is subjective.  As your advocate, we audit the audits.  When we find mistakes we work with the insurance carrier to get your money back, sometimes going back multiple years.  Your company could reclaim thousands of dollars of insurance over payments due to incorrect audits.  

Experience Modification Rate

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If you pay a lot for workers' compensation insurance you know about the mod, and you know how it can impact your premium.  But how do you know if the mod was calculated correctly?  As your advocate, we work with your insurance carrier(s) and NCCI to review and possibly amend the mod for your current and prior years.  Just getting your mod down a few points could mean thousands of dollars in return premiums.  And if multiple years are changed, then multiply the savings.

Classification

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Your insurance premiums for workers' compensation and general liability coverage are greatly determined by your classification(s).  But did you know that there are thousands of classifications and that they frequently change?  Choosing the classification in many instances is subjective.  When in doubt, you can bet the insurance carrier will choose the higher premium classification.  Having the wrong classification could cost your company thousands of dollars, year after year after year.  We have the latest classification manuals and the expertise to negotiate for a lessor priced classification. 

Contact Us regarding your premiums

Drop us a line - Any Questions or Concerns

CONSULTING FC, LLC

PO BOX 150337, Alexandria, VA 22315, us

Email: Consult@Consultingfc.com Phone: 703.310.6019